Agent Notes – For Use with Medicare Drug Plans Course
CMS (Centers for Medicare & Medicaid Services) has strict guidelines for marketing and selling of Medicare Part D, prescription drug plans.
You must be AHIP (America’s Health Insurance Plans) certified plus carrier certified for each individual carrier prior to offering Part D plans to your prospects and clients.
Client Part D Options
There are two main options for Medicare Part D plans:
PDP: Prescription Drug Plan – Stand alone, only drug coverage plan
MAPD: Medicare Advantage with Prescription Drug coverage included
Most PDP (stand-alone plans) are available on a state-wide basis
Medicare beneficiaries can have Part A or Part B of Medicare (not required to have both) for enrollment into a PDP plan
NOTE: Enrollment times almost mirror Medicare Part C (Medicare Advantage) plans:
Overview of Part D