While Medicare Advantage Plans may save clients on monthly premiums, it exposes them to risk of out-of-pocket costs. Many clients can’t afford these out-of-pocket costs. Hospital Indemnity plans help cover the major areas of financial risk for your clients. Not only does it cover inpatient hospital copays and observational care in a hospital, it provides all of this at a fraction of the cost of a Medicare Supplement. All of this builds value for your clients and for you as well.
Resources and Tools Available:
Available for immediate download, check out the SMS-University Whitepaper, Offering Hospital Indemnity Plans.
Also be sure to take advantage of the Hospital Indemnity Sales Tools page of our site. There you will find information on selling techniques, transition phrases, rebuttals, client introduction letters, client worksheets and more
The Senior Marketing Specialists Quote Engine offers the ability to show HIP plans stand alone or side by side with our Fill The Gaps tool. The Fill the Gaps tool is a great way to compare current coverage with and without the added protection of a HIP and will even break down the premium of the HIP per benefit so the client can see the added value benefit by benefit.
Note: You must be logged into the Senior Marketing Specialists website for access to these resources.